Last Updated: January 1, 2026

1. INTRODUCTION

PayTracker ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our mobile application.

1. DATA COLLECTION AND STORAGE

2.1 Local Storage Only PayTracker stores ALL data locally on your device using Apple's SwiftData framework. We do NOT collect, transmit, or store any of your financial data on our servers.

2.2 Information We Do NOT Collect

• Financial transactions
• Account balances
• Personal identification information
• Usage analytics
• Device information
• Location data

2.3 Premium Subscription When you purchase PayTracker Premium, the transaction is processed entirely by Apple through the App Store. We receive only:

• Subscription status (active/inactive)
• Subscription type (monthly/yearly)
• Transaction verification from Apple's servers

We do NOT receive or store your payment information, credit card details, or Apple ID.

1. DATA SECURITY

All your financial data remains on your device and is protected by: